If you are already enrolled in Medicare A & B, you are now in what we might call a “maintenance” phase of Medicare coverage.
As you age, you may occasionally have a health change that might require new or more intensive medical attention. You might find yourself needing services that were not as important when you first enrolled such as comprehensive dental or transportation. Or, you may be prescribed a medication that your plan does not cover or covers at a higher cost. In other words, you may need occasional help in optimizing your coverage to changes in your needs. You do this by having a periodic review of your existing plan against others that may be available in your same area. Of course, we would want to find one that your DR(s) will accept and one that will allow you to use the hospital facilities that you prefer.
Remember, not only does our health change but plans, drug formularies, and doctor networks will change as well. Additionally, new plans are often introduced. Embrace these changes and realize that when it happens, it gives you a chance to “maximize” and “fine tune” your medical services!
Do any of the following apply to you?
1. I am just curious if better benefits are available.
2. My drug coverage doesn’t seem to be as good as it was a few years ago when I signed up.
3. I had to change doctors when he stopped taking my plan.
4. I never needed dental coverage, but that has changed and my current plan only covers preventative care or doesn’t cover enough of what I need.
5. I haven’t really looked at anything else in several years.
If any of the above sound familiar, you simply need a review to see if we can “maximize” or adjust your coverage to better fit you. Give us a call….there is no obligation and our services are free.
